| CODE |
NEW CODE |
DESCRIPTION |
| 000 | 01000000 | BELOW CRITERIA |
| 021 | 01010000 | UNDER AGE <18 |
| 022 | 01020000 | OVER AGE>65 |
| 020 | 01030000 | INCOME NOT QUALIFIED |
| 020 | 01040000 | MALAYSIAN- STAY OVERSEA |
| 023 | 01060000 | NO INCOME |
| 020 | 01080000 | BASIC REQUIREMENT NOT FULFILL |
| 033 | 01140000 | INCONVINCING PAYSLIP |
| 015 | 03000000 | ID CARD EXPIRED |
| 055 | 03010000 | CTOS |
| 055 | 03010200 | CTOS |
| 055 | 03020000 | CCRIS |
| 055 | 03020100 | CCRIS |
| 055 | 03020200 | CCRIS |
| 055 | 03020300 | CCRIS |
| 055 | 03020400 | CCRIS |
| 055 | 03020500 | CCRIS |
| 011 | 03030000 | INTERNAL BAD PAYMENT RECORD |
| 047 | 03040000 | ALTERATION |
| 047 | 03040200 | ALTERATION |
| 047 | 03040400 | ALTERATION |
| 047 | 03040500 | ALTERATION |
| 016 | 03050000 | OVER COMMITMENT-LOW NDI |
| 018 | 03050500 | NET PAY LOW |
| 016 | 03050600 | DSR BURST |
| 054 | 03060000 | CTOS |
| 013 | 03070000 | DISTRUST |
| 047 | 03070100 | ALTERATION |
| 047 | 03070101 | ALTERATION |
| 047 | 03070102 | ALTERATION |
| 047 | 03070103 | ALTERATION |
| 047 | 03070105 | ALTERATION |
| 047 | 03070106 | ALTERATION |
| 020 | 03080200 | WEAK BUSINESS STATEMENT |
| 020 | 03090000 | DECLINE BY SYSTEM-SCORE/SAA |
| 020 | 04010000 | HIGH RISK-JOB STATUS ( NON TARGET) |
| 020 | 04010100 | JOB STATUS- HIGH RISK |
| 020 | 04010400 | CONTRACT |
| 020 | 04010500 | OFFSHORE |
| 020 | 04010600 | DAILY PAID |
| 020 | 04010901 | SUBCONTRACTOR |
| 020 | 04010902 | PARTIMER |
| 005 | 04020000 | RESIGNED |
| 020 | 04050000 | SHORT OF LENGTH EMPLOYMENT |
| 000 | 05000000 | INCONSISTENT AFTER VERIFIED |
| 020 | 05010000 | INCONSISTENT INFO AFTER VERIFIED- EMPLOYER (INCOME NOT MATCH) |
| 051 | 05010100 | NO WORKING AT COMPANY |
| 000 | 05020000 | NOT CO-OPERATIVE GUARANTOR |
| 048 | 05020100 | NO SUCH PERSON |
| 034 | 05040100 | INCONSISTENT INFO |
| 000 | 06000000 | DIFFICULT TO CONTACT |
| 000 | 06020000 | DIFFICULT TO CONTACT: NO CONTACT NUMBER |
| 000 | 06050000 | DIFFICULT TO CONTACT: CAN'T CONTACT AT ALL |
| 000 | 06060000 | DIFFICULT TO CONTACT: APPLICANT / OFFICE |
| 000 | 08010000 | NOT CO-OPERATIVE APPLICANT |
| 000 | 09010000 | REFUSE/ CAN'T PROVIDE: REFEREE INFO |
| 000 | 09020000 | REFUSE/ CAN'T PROVIDE JOINT APPLICANT INFO |
| 000 | 10000000 | INCOMPLETE DOC |
| 000 | 10010000 | INCOMPLETE DOC: PAYSLIP |
| 000 | 10020000 | INCOMPLETE DOC: LETTER OF EMPLOYMENT |
| 000 | 10030000 | INCOMPLETE DOC EPF |
| 000 | 10040000 | INCOMPLETE DOC: BORANG B + TAXATION RECEIPT |
| 000 | 10050000 | INCOMPLETE DOC: SALARY ACCOUNT |
| 000 | 10060000 | INCOMPLETE DOC: BUSINESS DOCUMENT |
| 000 | 10060100 | INCOMPLETE DOC: BUSINESS DOCUMENT: ROB |
| 000 | 10070000 | INCOMPLETE DOC: HR CONFIRMATION LETTER |
| 000 | 10100000 | INCOMPLETE DOC: VISA |
| 000 | 10110000 | INCOMPLETE DOC: WORKING PERMIT |
| 000 | 10150000 | INCOMPLETE DOC: BUSINESS ACCOUNT |
| 000 | 10160000 | INCOMPLETE DOC BANK BOOK/ BANK STATEMENT |
| 000 | 13000000 | DISAGREE WITH LIMIT GIVEN |
| 046 | 14000000 | APPLY ON BEHALF- 3RD PARTY |
| 062 | 16000000 | REPAYMENT RATIO FAILED |
| 064 | 18000000 | REJECTION UNABLE TO REVIEW |
| 000 | 27000000 | DSR BURST (GETJOINT INCOME) |
| 000 | 28000000 | More than (1) One Phone Applied |
| 000 | 30000000 | CHANGE MIND |
| 000 | 30010000 | CHANGE MIND: BUY INCASH |
| 000 | 30020000 | CHANGE MIND: APPLY AT ANOTHER FINANCIAL INS |
| 000 | 30030000 | CHANGE MIND: APPLY AT OTHER MERCHANT |
| 000 | 30040000 | CHANGE MIND: APPLY OTHER LOAN |
| 000 | 30050000 | CHANGE MIND: NOT INTERESTED |
| 000 | 30060000 | CHANGE MIND: RE-APPLY LATER (Likely No NRIC Uploded) |
| 000 | 34020000 | APPLY BY MISTAKE: NEVER APPLY |
| 000 | 35000000 | FINANCIAL / PERSONAL PROBLEM |
| 000 | 41000000 | DOUBLE APPLICATION |